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Saving money is a good habit and it is essential for our life. Everyone should make a budget of expanse and save at least the money from their monthly income. There is some rule which helps you to understand the concept of saving. you can save money easily whether you are a businessman, entrepreneur, employee, student, or housewife.  This is valid for all. 50/30/20 RULE According to this rule,  First, divide your income into three parts, no matter how much you earn. 50% - For essentials like rent and food 30%-  For discretion spending 20% -  For saving For high earners, Expanse low and save a large percentage of income  For low earners,  Keeping something is better than nothing If you want to retire early then there is a most famous principle you should know. 4% Rule of retirement / safe withdrawal rate  The formula for financial independence; [annual expenses<=4% of total investment] save and invest 25x of your annual expanse = financial independence  It's only a guideline. Fo

Everyone wants to earn money as more possible so for this they struggle using his all possible strength but even not everybody get what they want .  But smart people know how to grow their own money which they are earning i think it will be best if you are able to grow your money without doing additional effort. what you think am i right ?😇 if i am right read full article CAREFULLY ! LET'S START, HOW TO MAKE MONEY ? Method, 1. Saving 2. Investment  SAVING SAVING money is the process of parking cash in extremely safe accounts or securities that can be accessed or sold in a very short amount of time  Saving is the portion of income not spent on current expenditures . in other words , it is the money set aside for future use and not spent immediately. It can be short term or long term. Why it is importent? it helps in emergency. It help to buy importent thing like electronic appliance , car , bike etc. Habbit of saving , save your money from unexpected or unneccessery expanse. It gro